// PRODUCTS
Five layers. One platform.
From digital accounts to international FX: adopt individual layers or the full infrastructure — all on the same API.
01LAYER 01
Banking Core
The rail behind every financial product: branded digital accounts on a single API platform.
✓Personal and business accounts with your own onboarding
✓Pix, TED, boleto and bill payments
✓Virtual and physical cards under your brand
INDIVIDUAL ACCOUNTSDIRECT PIXNO-PSTI MODEL
02LAYER 02
Payment Layer
Frictionless international payments: settlement in ~4min over digital rails, with all-in cost from 0.85% across 30+ countries.
✓Average settlement of ~4min per operation
✓All-in cost from 0.85%
✓Multi-currency accounts across fiat and digital assets
~4MIN0.85%30+ COUNTRIES
03LAYER 03
Wealth & Virtual Assets
Investments, tokenization and digital assets on the platform's infrastructure — wealth products under your brand.
✓Asset custody and tokenization
✓Movement between fiat and digital assets
✓White label investment products
TOKENIZATIONCUSTODYMULTI-CURRENCY
04LAYER 04
Liquidity Engine
Liquidity as a service: the supplying and orchestrating layer, with depth and on-demand execution for your operation.
✓On/off-ramp with programmatic execution
✓Depth for FX corridors
✓Treasury and scheduled settlement via API
ON/OFF-RAMPFXD+0
05LAYER 05
My Experience
Your brand, our infrastructure: app, cards and checkout with your complete visual identity.
✓Visual identity 100% yours
✓Physical and virtual card issuing
✓Checkout embedded in your product
IOSANDROIDWEB APP
Cross-cutting capabilities across every layer
Multi-acquirer orchestration
Smart routing across providers, with automatic failover.
Automatic reconciliation
Automatic matching and a single view of the transaction flow.
KYC and onboarding
Identity verification and account opening built into the flow.
Risk and AML management
Monitoring and anti-money-laundering from the very first user.
Real-time webhooks
Signed events for every state change, with safe retries.
Reports and statements
Full operational visibility for your backoffice and finance teams.
Design your stack with a specialist
Operation diagnosis and architecture proposal within 1 business day.