Banking as a Service
Embed full digital accounts in your product — accounts, PIX, boletos and cards run under your brand, with KYC, ledger and compliance solved by a single API.
Built for teams that want to be their customers' bank
Fintechs at launch
Go to market in weeks with accounts, PIX and cards ready — without building your own banking desk.
Platforms and marketplaces
Keep money inside your ecosystem: receivables, payouts and seller accounts under your brand.
Companies with an audience
Turn your customer base into financial revenue — account and card with your logo, without becoming a regulated institution.
The full banking rail, ready in days
Every block is API-driven and born integrated with Aurix's ledger and compliance.
White-label digital accounts
Onboarding with automated KYC, balance, statement and account hierarchy for individuals and businesses.
PIX in & out
QR Code charges, DICT keys and real-time settlement, straight into the account.
Boleto issuing and settlement
Registered boletos with automatic clearing and reconciliation on the statement.
Wires and bill payment
Transfers plus taxes, invoices and utility bills paid through the API.
Internal transfers
Instant, free movement between accounts inside your own base.
Cards under your brand
Virtual and physical cards, co-branded or white label, with API-driven limit controls.
Real-time webhooks
One signed event per movement, with automatic retries and idempotency.
Operations panel
Accounts, transactions and role-segregated permissions — every action logged.
Production-mirror sandbox
Run the whole flow with test data before going live.
Ledger and reconciliation
Double-entry, full audit trail and automatic reconciliation of every cent.
KYC, AML and monitoring
Identity-verified onboarding, transaction monitoring and regulatory reporting.
One API for the whole banking cycle
Predictable REST endpoints, signed webhooks and a sandbox mirroring production. From onboarding to statements, everything is programmable.
/v1/accountsCreate a digital account with built-in KYC/v1/accounts/{id}/balanceFetch balance and statement in real time/v1/pix/paymentsSend PIX or create a QR Code charge/v1/cardsIssue a white-label virtual or physical cardcurl -X POST https://api.aurixfinance.ws/v1/accounts \
-H "Authorization: Bearer sk_live_..." \
-H "Content-Type: application/json" \
-d '{
"type": "business",
"document": "12345678000190",
"name": "Loja Meridian LTDA",
"webhook_url": "https://yourplatform.com/webhooks"
}'Your brand's card in your customer's pocket
From issuing to spend controls, everything via API — no direct scheme contract needed.
Virtual in seconds, physical in days
Issue virtual cards instantly and ship physical ones with your approved design.
Real-time controls
Per-transaction, category and period limits, instant block and unblock via API.
Programmable authorization
Decide every transaction in your authorization webhook — approve, decline or route in milliseconds.
From plastic to ledger, one pipeline
Every card purchase is born reconciled against the customer account and your ledger — no manual matching.
A back office ready for your team
An operations console with accounts, KYC and transaction views — no need to build internal tooling to run the day-to-day.
Account and limit management
Look up, block and adjust limits for any account in a few clicks.
KYC queue with audit trail
Track onboarding in real time, with a full decision trail for the regulator.
Role-based permissions
Segregated access for operations, compliance and finance — every action logged.
Ready to launch your bank?
Talk to the team that has shipped white-label accounts to production and design your go-live.
Frequently asked questions
What product and compliance teams usually ask before launching white-label accounts.
Talk to the team