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Aurix
BANKING CORE · PIX

End-to-end Pix, inside your API.

Receive, pay, charge and manage keys on the same rail as the digital account. Settlement in seconds, real-time webhooks and automatic reconciliation — no middlemen in your experience.

Talk to a specialistSandbox with simulated Pix available on first access.
ARCHITECTURE

The short path between the payer and your account.

Fewer hops between SPI and your product means lower latency, fewer failure points and simpler reconciliation.

WITH AURIX

Rail built into the account

  • Pix native to the digital account — no orchestrating two vendors
  • One webhook per event: received, sent, refunded
  • Automatic reconciliation in the account's own statement
  • DICT keys managed by the same API as the balance
FRAGMENTED MODEL

Pix PSP separate from the account

  • Two contracts, two SLAs and two integrations to maintain
  • Reconciling PSP payouts against balances becomes a daily chore
  • Duplicated or lost events between platforms
  • Pix keys locked into the vendor — painful migration

Aurix runs Pix as part of Banking Core: the same account that holds the balance receives, sends and reconciles.

FULL CYCLE

Everything Pix does, your API does.

Each capability exposed through its own endpoints, with signed webhook events.

IN

Pix In

Real-time confirmation on receipt and instant credit to the account balance.

OUT

Pix Out

Send by key, bank details or QR Code — with approval chains and role-based limits.

QRC

Dynamic & static QR Codes

Charges with amount, due date, interest and fines — generated and settled via API.

DCT

DICT keys

Key registration, portability and claims managed programmatically.

DEV

Refunds & MED

Full or partial refunds via API, plus handling for Brazil's Special Refund Mechanism.

WBH

Real-time webhooks

A signed event for every movement — idempotent, with retries and guaranteed ordering.

API-FIRST

From curl to Pix in production.

Predictable REST endpoints, native idempotency and a sandbox with simulated settlement — the sandbox contract is the production contract.

CORE ENDPOINTS
POST/v1/pix/paymentsSend a Pix by key, bank details or QR Code
POST/v1/pix/qrcodesCreate a charge with a dynamic or static QR
GET/v1/pix/payments/{id}Fetch status and receipt for a Pix
POST/v1/pix/keysRegister or port a DICT key
POST/v1/pix/refundsRefund an incoming Pix, fully or partially
Send a PixPOST /v1/pix/payments
curl -X POST https://api.aurixfinance.ws/v1/pix/payments \
  -H "Authorization: Bearer sk_live_..." \
  -H "Idempotency-Key: 7f3a-…" \
  -d '{
    "amount": 24000,
    "key": "finance@company.com",
    "description": "Order #4092"
  }'
GETTING STARTED

Four steps to your first Pix.

The integration path is the same as Banking as a Service — Pix is a module of the account, not a new project.

01

Sandbox on first access

Create test accounts, simulate Pix In and Out and receive webhooks — no contract, no cost.

02

Model limits and approvals

Set limits per account, time window and channel, plus your operation's approval chain.

03

Certify the flows

Guided script covering receiving, sending, refunds and contingency, with a production checklist.

04

Production with support

Assisted go-live, 24/7 monitoring and a direct channel to engineering.

RELIABILITY

Pix is money in motion. We treat it that way.

An operation designed for the money path: idempotency, auditability and continuous monitoring.

Native idempotency

Every write accepts an Idempotency-Key — retries are safe by default, no duplicated Pix.

Audit trail

Every transaction with an immutable state history, ready for BACEN and internal audits.

Layered anti-fraud

Per-transaction, category and time-window analysis, configurable limits and preventive blocking via API.

24/7 monitoring

End-to-end observability with proactive alerting — we usually call before your dashboard does.

Ready to switch on Pix in your product?

Sandbox available today. First production Pix in weeks.

FAQ

Frequently asked questions

What technical teams ask before integrating Pix through Aurix.

Talk to the team
Do I need a Central Bank license to offer Pix?
No. You operate on top of Aurix's regulatory infrastructure and authorized partners — your product offers Pix without you becoming a scheme participant.
How fast does a Pix settle?+
How do refunds and MED work?+
Can I port my Pix keys from another provider?+
What happens if a webhook fails?+